Simple, transparent pricing
No hidden fees, no per-employee charges. Payroll, VAT filing, and receipt OCR included in every paid plan.
Everything included, nothing hidden. Payroll, receipt scanning, VAT filing, bank feeds — all bundled into one simple price. No add-ons, no per-employee charges.
Starter
Sole Trader & Freelancer
€156/year (billed annually)
Everything a sole trader needs — unlimited transactions, full VAT filing, and AI-powered receipt scanning. Invite your accountant at no extra cost.
- Unlimited transactions & invoices
- 2 bank connections (Open Banking)
- Full VAT3 generation & filing
- Quotes & recurring invoices
- 100 AI receipt scans/month
- AI categorisation & insights
- Multi-currency (11 currencies)
- Cash flow forecasting
- Projects & budgets
- Accountant access & year-end tools
- E-invoicing (EN 16931)
- Mobile access (PWA)
- Excel & PDF export
- Email support
Business
Small Business
€336/year (billed annually)
Full payroll with no per-employee charges, Revenue integration, e-commerce, and everything your growing business needs.
- Everything in Starter, plus:
- Payroll — up to 25 employees
- No per-employee charges
- Revenue API (RPN sync + PSR)
- Online invoice payments (Stripe)
- 5 bank connections
- 5 team members
- 300 AI receipt scans/month
- Smart bank import AI analysis
- E-commerce integrations (3 platforms)
- OSS VAT (EU cross-border)
- Auto-reconciliation engine
- Public API, OAuth & webhooks
- Priority email + chat support
All paid plans include a 14-day free trial. No credit card required.
Compare plans
| Feature | Starter | Business |
|---|---|---|
| Transactions & invoices | Unlimited | Unlimited |
| Bank connections | 2 | 5 |
| Team members | 1 | 5 |
| AI receipt scans | 100/mo | 300/mo |
| VAT3 returns & filing | ||
| Quotes & recurring invoices | ||
| Multi-currency | ||
| Cash flow forecasting | ||
| AI insights & alerts | ||
| Projects & budgets | ||
| Accountant access | ||
| Year-end sign-off & journal import | ||
| iXBRL export | ||
| Excel & PDF export | ||
| Payroll | Up to 25 employees | |
| Revenue API (RPN/PSR) | ||
| Employee self-service | ||
| E-commerce integrations | ||
| OSS VAT (EU cross-border) | ||
| API access & webhooks | ||
| Fixed asset register | ||
| Data retention | 6 years | 7 years |
| Support | Priority email + chat |
Frequently asked questions
Yes — every plan comes with a 14-day free trial, no credit card required. You get full access to all features during the trial so you can see exactly how Cecur works for your business.
No. The Business plan includes payroll for up to 25 employees with no per-employee surcharges. It’s one simple price.
Yes. Both plans include full VAT3 generation and filing. The Business plan adds direct ROS (Revenue Online Service) integration for RPN sync and PSR payroll submissions.
All 12 — Standard (23%), Reduced (13.5%), Second Reduced (9%), Livestock (4.8%), Zero Rated, Exempt, No VAT, Reverse Charge, Outside Scope, Intra-EU Goods, Postponed Accounting, and Customs VAT Paid.
Yes. Both plans let you invite your accountant with appropriate access. They get year-end sign-off tools, journal import, and iXBRL export — everything they need to manage your books.
We connect via TrueLayer to all major Irish banks including AIB, Bank of Ireland, Permanent TSB, and Revolut. You can also import transactions via CSV from any bank.
Absolutely. All sensitive data is encrypted at rest using AES-256-GCM. Sessions use secure HTTP-only cookies. We maintain a full audit trail, comply with GDPR, and retain your data for 6–7 years as required by Revenue.
Yes. You can upgrade or downgrade at any time. When upgrading, you get immediate access to new features. When downgrading, your current plan runs until the end of the billing period.
Yes. Cecur supports 11 currencies with automatic ECB exchange rate conversion. Foreign currency transactions are converted to EUR for reporting purposes.
We currently integrate with Stripe, Shopify, and WooCommerce. Payouts, fees, refunds, and orders are synced automatically and reconciled with your bank transactions.
EN 16931 is the EU standard for electronic invoicing. Ireland will mandate structured e-invoices for large corporates by 2028 and all businesses by 2029. Cecur already generates compliant UBL 2.1 XML invoices — you can choose PDF only, XML only, or both. We're the first Irish accounting platform to support this.
Yes. With the Business plan, you can enable online payments powered by Stripe. When you send an invoice, your client gets a secure payment link. They click it, pay by card, and the payment is automatically recorded and reconciled.
Cecur is a Progressive Web App (PWA), which means you can install it directly from your browser on any device — iPhone, Android, or desktop. It works like a native app with offline support, home screen icon, and push notifications. No app store required.
When you import bank transactions, Cecur first applies your existing rules (free, instant). For remaining uncategorised transactions, AI groups similar entries and suggests categories. You review and approve — one click categorises the whole group and creates a rule for next time.
After importing, Cecur's Smart Import feature analyses your transactions. It groups similar entries (e.g., all "Stripe" payments, all "Electric Ireland" bills), suggests categories, and lets you approve in bulk. Most users categorise 6 months of transactions in under 10 minutes.